The Trust Guarantee System for Small and Medium Enterprises expands small business loans for small and medium enterprises so that the enterprises get help with financing. This system increases the production and accelerates job creating. Moreover, it plays a role of shock-absorbing device of economic fluctuation at the same time as an important means of policy. The balance of the Trust Guarantee in 2006 was 45 trillion won sharing 5% of Grand Domestic Product.
 

However, despite of the importance of its role, the current Trust Guarantee System has several problems. First of all, there is no clear difference between Korea Credit Guarantee Fund(Kodit) and Kibo Technology Fund(Kibo). Second, a term of validity and objects of the guarantee are not clear as well. Third, the results might violate the fundamental purpose of the Trust Guarantee System since a cost-benefit analysis and input-output analysis, which is an index of efficiency and management of the Trust Guarantee System, do not reflect problems of the system. Therefore, in order to manage the Trust Guarantee System for Small and Medium Enterprises more effectively and evaluate the outcomes of it more accurately, together with current indexes focusing on quantities, micro-index should be prepared to evaluate each enterprise benefited by the Trust Guarantee System.